or request your insurance proposal
Sample Ltd · 14 people · 1 site
- Agreement: Construction (declared) · Article 69
- Agreement insurance: Requires €47,000 each · your policy, €30,000 · Falls short
- What to do: Raise the sum by €17,000 per person · Pending
- Next renewal: 1 March · Reminder 90 days ahead
- Team health cover: Health insurance with flexible pay · Proposal requested
Your agreement, kept in your panel
What your agreement requires per person must be covered by your policy; if it falls short, the company bears the difference.
- You choose your agreement and see each sum with its article
- You see whether your policy reaches it, falls short or what is left to confirm
- You keep it in your panel with your email
With your account
- Staff from payroll
- Your policies, without changing insurer
- Each request, with a person in charge
- A reminder before each renewal
What your company insures, in one proposal
- Collective agreement insurance
- Business health insurance
- Group life and accident insurance
- Business liability insurance
- Sick leave insurance
- Company pension insurance
- Flexible pay
Requesting a proposal costs nothing: we tell you what your team needs. The price is added to the proposal once insurers quote it in writing for your case. Today you request a proposal; buying each policy comes insurer by insurer.
What companies ask
Is agreement insurance mandatory?
Only if your collective agreement sets it: no general law requires it. The agreement sets a sum per person on death or disability, almost always by accident; if the policy falls short, the company answers for the difference. Find yours
Why pay for the review if the check is free?
The checker tells you what your agreement requires. The review reads your actual policy, sums, causes and people included, and puts in writing what is missing.
What is the SeguroLaboral platform and what does it cost?
It is your company panel. You sign in with your email and, from your panel, you import your staff from payroll, see what your agreement requires and whether your policy meets it, register the policies you already hold and, if you want, request the review. With only the agreement policy, the panel costs you nothing. The fee is for the company with more staff insurance to maintain; you see its amount and scope on your agreement page and when you enter, and you accept it expressly before the first charge.
The signed review, one-off payment:
- 1 to 9 people
- 190 € + VAT
- 10 to 49 people
- 390 € + VAT
- 50 people or more
- 590 € + VAT
Bring your staff insurance up to date
Check your agreement and see your panel · or request your insurance proposal
Do you run payroll for companies with staff? See how we work together